Insurance Investigations

YAPI offers precision investigations in every insurance matter. How? We use comprehensive digital intelligence. We also deliver real-time insights into claimants’ online activities. These insights verify claims accurately, detect fraud through detailed digital footprints, strengthen risk assessments and underwriting. In addition, we also conduct thorough background checks.

Our services also support regulatory compliance and anti-money laundering efforts. In addition, we also perform asset recovery searches by tracing hidden digital trails.

Through advanced social media investigations, we uncover inconsistencies in claims, identify fraud rings, and gather powerful evidence — giving you a complete, nuanced understanding of a claimant’s lifestyle and behavior.

By providing this critical information, our investigators help insurance companies avoid paying out fraudulent or exaggerated claims. As a result, this ultimately protects the insurance company’s financial interests.

Background Checks: We perform comprehensive background checks to verify claimants’ identities, employment history, financial status, and more.

Evidence Collection: We meticulously collect and document evidence, ensuring its admissibility and reliability in legal proceedings.

Court Testimony: We are also available to testify in court when needed.

Where YAPI can help your firm get the information you are looking for:

YAPI uses detailed digital intelligence to identify and combat insurance fraud. These include fabricated claims and attempts to manipulate policy terms.

Here is how to search for different types of insurance investigations YAPI can perform:

1. Life Insurance Policies

YAPI investigations start by usings legal and official channels to locate information:

NAIC Life Insurance Policy Locator: The National Association of Insurance Commissioners (NAIC) offers a free online tool to help locate policies.
Review Personal Records: We also research the records of deceased individual. This includes safe deposit box information and income tax returns.
State Comptroller/Unclaimed Property Offices: Most states require life insurance companies to transfer inactive policies to the state after a certain period.
Contact Former Employers: In addition, we check with the person’s previous employers to see if they had a group life insurance policy.

2. Auto Insurance

YAPI researches driver’s insurance information by researching:

Police Report: If a police report was filed, it will typically contain the other driver’s insurance company and policy number.
Department of Motor Vehicles (DMV): We also contact DMV ofices across the US to request insurance information.
Other Insurance Companies: Your insurer can often use the other party’s license plate or contact information to locate their insurance coverage.

3. Health Insurance

Ask the Individual: YAPI starts out by directly asking the person.
Review Documents: Our investigators look for billing statements from doctors or hospitals that indicate which insurer was billed.
Employer HR Department: With the help of an insurance company’s lawyers we are able to ask the person’s employer about their coverage options.

4. Business/Public Liability Insurance

Direct Inquiry: State and federal laws require businesses to provide proof of their insurance before they begin work as a contractor. Usually they are required to provide a Certificate of Insurance.
Contact Insurer: Within certain circumstances, YAPI can contact the insurer directly to verify the policy is active.

YAPI Knows How To Find Hidden Assets

Links

With over 25 years of experience, we conduct private investigations and gather the critical intelligence that businesses and law firms need to make informed decisions for themselves and their clients.